People often use the terms estate plan and last will interchangeably, but they are actually separate things. A last will is a specific document that gives a testator the ability to bequeath specific property to other people when they die. It is commonly one of the...
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Year: 2020
What debts can a farmer discharge in a Chapter 12 filing?
Farming can be an unpredictable profession. Even those who have lifelong experience working a particular patch of land or growing a specific crop could experience catastrophic failure due to factors beyond their control. Large-scale infestations of crop-consuming...
When do debt collection practices become illegal?
When you find yourself struggling to stay afloat financially, constant calls and communications from creditors may be pushing you over the edge. Debt collectors sometimes engage in unethical tactics when trying to get you to pay what you owe, and in some cases, these...
What to do after an SSD denial
It is not uncommon to receive a denial for Social Security Disability benefits. The application process and requirements to qualify are complex, and many people will make a mistake that leads to a denial. This does not mean that you are out of luck and never get...
How to sponsor a family member for U.S. citizenship
If you are a United States citizen, you can petition U.S. Citizenship and Immigration Services to issue citizenship to an immediate relative. The application process varies, depending on the family member or members in question as well as other factors. Start the...
Year: 2020
Documents that almost everyone needs in their estate plan
People often use the terms estate plan and last will interchangeably, but they are actually separate things. A last will is a specific document that gives a testator the ability to bequeath specific property to other people when they die. It is commonly one of the...
What debts can a farmer discharge in a Chapter 12 filing?
Farming can be an unpredictable profession. Even those who have lifelong experience working a particular patch of land or growing a specific crop could experience catastrophic failure due to factors beyond their control. Large-scale infestations of crop-consuming...
When do debt collection practices become illegal?
When you find yourself struggling to stay afloat financially, constant calls and communications from creditors may be pushing you over the edge. Debt collectors sometimes engage in unethical tactics when trying to get you to pay what you owe, and in some cases, these...
What to do after an SSD denial
It is not uncommon to receive a denial for Social Security Disability benefits. The application process and requirements to qualify are complex, and many people will make a mistake that leads to a denial. This does not mean that you are out of luck and never get...
How to sponsor a family member for U.S. citizenship
If you are a United States citizen, you can petition U.S. Citizenship and Immigration Services to issue citizenship to an immediate relative. The application process varies, depending on the family member or members in question as well as other factors. Start the...