People often use the terms estate plan and last will interchangeably, but they are actually separate things. A last will is a specific document that gives a testator the ability to bequeath specific property to other people when they die. It is commonly one of the...

Farming can be an unpredictable profession. Even those who have lifelong experience working a particular patch of land or growing a specific crop could experience catastrophic failure due to factors beyond their control. Large-scale infestations of crop-consuming...